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In an era where large commercial banks often steal the spotlight, community banks are redefining the way personal finance works.

DSCR loans are types of financing for qualified real estate investors typically used in longer term loans for rental properties. The terms of the loans are correlated with the property's cash flow rather than just the borrower's personal income.

In addition to his investment properties, he sold homes to each of his children, setting them up with low mortgages and gifting them $30,000 per unit. This provided them with immediate equity and reduced their mortgage costs while simultaneously allowing him to reinvest in his portfolio and pay down his lines of credit. His choice to pass down real estate at a pivotal point in their young adult life, versus through inheritance after death, is a gift Debron can appreciate for